I also definitely notice how the value of capital keeps increasing, while the value of labour stagnates. I think your advice about making money now is absolutely fair. I strongly dislike that this is the case (it feels like it's leading to a world with little meritocracy, and little improvements), but I guess, yeah, we have to accept the reality as it is.
Regarding why I am home-schooling, there are a lot of small reasons. I guess in a short summary, there was no school where my kid was happy within a 30 minutes drive radius, where I live. I am not against school at all (I have other kids at school), but we tried several in his case and that was a strong failure.
[1]: https://officechai.com/ai/gpt-5-2-and-harmonic-appear-to-hav...