I wear N95 masks on local trains, long distance trains, planes, buses (most of the time), and movie theaters when busy. The few times I haven’t, in particular local train (unfortunately, lots of unhealthy people) and Amtrak, I have gotten sick - strep and covid. Being sick is in some ways not a big deal, but is serious enough I will keep wearing the masks forever. I get sick far less often than my non mask wearing peers.
The tragedy is that the people operating these services - and schools and hospitals - should have installed filters and UV lamps to make this less unnecessary. At least planes have air circulation, the Amtrak trains are an absolute disaster.
Flu is spreading like wildfire right now. With the advent of these and other technologies, that is essentially an opt-in choice society is making. Totally unnecessary. You don’t have to stop many flu cases before a lamp pays for itself.