My version of the atheist’s wager is:
If god exists the greatest gift he ever gave us was our minds, our ability to assess and decide. We owe it to our gift to use it wisely, carefully and judiciously. Particularly in the most important question of all, does god exist. But which god? Surely not Zeus. That one is obviously made up by men. How about Odin? Also made up. Ra? Again, made up. For thousands of years we’ve made up gods that are clearly not real. How curious would it be if for once, this time we didn’t. (Though we followed all the usual forms for the previous religions made up by men)
If we don’t apply our intellect to the most important question of all, if we don’t make the best decision possible we insult our greatest gift. Sadly the application of my reason leads me to think that all gods, deities, spirits, are made up by people. But all is not lost, it also leads me to think that the undeniable awe and mystery of the universe are vaster by far than our puny imaginations can comprehend.