Ask HN: What's the best option for easy payment processing?

Hi HN - I'm a designer and Rails-dabbler building an MVP that needs to take payments.

I'm comfortable integrating with something like Stripe or GoCardless but would rather not code a full integration with SagePay etc. I'd also rather not touch PayPal - had too many friends with businesses burned by them.

I'm also in the UK, which unfortunately rules out Stripe for now.

Are there any other alternatives to GoCardless I should be looking at?