I think handling sensitive data should be done by professional. A lawyer handles contracts, a doctor handles health issue and a programmer handles data manipulation through programs. This doesn't remove risk of errors completely, but it reduces it significantly.
In my home, it's me who's impacted if I screw up a fix in my plumbing, but I won't try to do it at work or in my child's school.
I don't care if my doctor vibe codes an app to manipulate their holidays pictures, I care if they do it to manipulate my health or personal data.