I want cold storage encryption which is cross-platform and doesn't require FUSE and such. Current solutions are all either non-cross-platform or overkill, so I'm still using Obsidian non-encrypted. It's a matter of default and ease of use.

That said, I've checked Ferrite out – unfortunately there's a very long way to go before it becomes Obsidian-ish (left and right panel, add tabs, hide the top formatting bar), better focus on those features. If it becomes close enough – I'll implement the encryption myself :)