GrapheneOS is not rooted. Most banking apps work fine on it.
https://privsec.dev/posts/android/banking-applications-compa...
https://privsec.dev/posts/android/banking-applications-compa...
But nope the cryptobros just turned it into another pyramid speculation scheme and the governments ruined the customer independence with their KYC stuff. Now it's just an online version of the old system where the exchanges are the new banks.