I can do whatever I want to my PC hardware and my software remains under my control. This is quite different than cell phone based computer platforms.
So, it's not locked down now. I won't lock my existing PCs I hand assembled down in the future, and I'd never buy any hardware that was locked down. In fact, I've never bought or used a smartphone because of this.
>You don't own your PC either.
Yes, I do.
The National Credit Union Federation of Korea (NACUFOK) represents over 800 member-owned unions (https://www.cu.co.kr/english/main.do), and then there is the even larger Saemaul Geumgo (MG) network which operates as community credit cooperatives with millions of members. These people ostensibly own their "bank" accounts.