Even with imperatively configured distros like Ubuntu, it's generally much easier to recover from a "screen of death" than in Windows because the former is less of a black box than the latter. This means its easier to work out what the problem is and find a fix for it. With LLMs that's now easier than ever.
And, in the worst case that you have to resort to reinstalling your system, it's far less unpleasant to do that in a Linux distro than in Windows. The modern Windows installer is painful to get through, and then you face hours or days of manually reinstalling and reconfiguring software which you can do with a small handful of commands in Linux to get back to a state that is reasonably similar to what you had before.
Incidentally, I can now honestly say I've had more driver issues with Windows than Linux.
The result was that from day 1 of using Linux I never looked back.
Fun aside: I had a hardware failure a few years ago on my old workstation where the first few sectors of every disk got erased. I had Linux up and running in 10 minutes. I just had to recreate the efi partition and regenerate a UKI after mounting my OS from a live USB. Didn't even miss a meeting I had 15 minutes later. I spent hours trying to recover my Windows install. I'm rather familiar with the (largely undocumented) Windows boot process but I just couldn't get it to boot after hours of work. I just gave up and reinstalled windows from scratch and recovered from a restic backup.
Windows has recently been a complete shitshow - so even if Linux hasn't gotten any better (it has) it is now likely better than fiddling around with unfucking Windows, and Windows doing things like deleting all your files.
That's exactly my point.
There's an ever growing list of things to do in order to fix Windows, and that list is likely longer than Linux. This whole "your time is free" argument hinges on Windows not having exactly the same issue, or worse.