this is incorrect
I assume there's more nuance and complexity as for why it feels like there's no way. Probably involving larger design decisions that feel difficult to unwind. But data collection, decisions, and actions can all be separated without much difficulty with some intent to do so.
I would suggest caution, before implementating this directly: but imagine a subroutine that all it did was lock some database table, read the current list of pending top up charges required, issue the charge, update the row, and unlock the table. An entirely different subroutine wouldn't need to concern itself with anything other than data collection, and calculating deltas, it has no idea if a customer will be charged, all it does is calculate a reasonable amount. Something smart wouldn't run for deactivated/expiring accounts, but why does this need to be smart? It's not going to charge anything, it's just updating the price, that hypothetically might be used later based on data/logic that's irrelevant to the price calculation.
Once any complexity got involved, this is closer to how I would want to implement it, because this also gives you a clear transcript about which actions happened why. I would want to be able to inspect the metadata around each decision to make a charge.