The design goal of structured concurrency is to have a safe way of using all available CPU cores on the device/computer. Modern mobile phones can have 4, 6, even 8 cores. If you don't get a decent grasp of how concurrency works and how to use it properly, your app code will be limited to 1 or 1.5 cores at most which is not a crime but a shame really.
That's where it all starts. You want to execute things in parallel but also want to ensure data integrity. If the compiler doesn't like something, it means a design flaw and/or misconception of structured concurrency, not "oh I forgot @MainActor".
Swift 6.2 is quite decent at its job already, I should say the transition from 5 to 6 was maybe a bit rushed and wasn't very smooth. But I'm happy with where Swift is today, it's an amazing, very concise and expressive language that allows you to be as minimalist as you like, and a pretty elegant concurrency paradigm as a big bonus.
I wish it was better known outside of the Apple ecosystem because it fully deserves to be a loved, general purpose mainstream language alongside Python and others.