Ditch apps on your phone and pick banking that gives good, robust online banking. I was cut off by Starling for something similar and had to choose between a factory reset of my phone and my bank. I explained that my phone had free software on it, some of which I'd written, and it made no difference.

Apps are a tool of control and surveillance and it is time we stopped tying ourselves to them. Dumb phones or degoogled operating systems (like e/OS/) are probably the answer here.