We live in such a capitalistic world by now, that most people’s happiness is, if they want it or not, tied to money. And I think society is moving further towards this.
Having kids would be a large financial burden and given my projection, would mean I wouldn’t be able to guarantee a decent living and the mental stability, because kids are brutal and societal pressures are very hard to free yourself from.
I grew up very poor and only very recently I was able to get out of debt i racked up just to survive (and sheer ignorance/living above my means, because I had nothing to lose and no perspective). I would hate myself of putting a child in that position myself.
If money wouldn’t be such a dominant force in current society, I’d very much consider having children.