This is a very insightful observation, and Niko Matsakis (leading influence of Rust's borrow checker) would likely agree with you that this is an instance where Rust's default borrowing rules are probably too permissive, in the sense that being more restrictive by default regarding the "swappability" of &mut could lead to Rust being able to provide more interesting static guarantees. See his blog post here: https://smallcultfollowing.com/babysteps/blog/2024/09/26/ove...
> Why is pinning a weird sticky property of a reference? Shouldn’t non-movability of an object be a property of the object’s type?
See this blog post from withoutboats: https://without.boats/blog/pinned-places/ for arguments as to why pinning is properly modeled as a property of a place rather than a type (particularly the section "Comparison to immovable types"), as well as this post from Niko that ties this point in with the above point regarding swappability: https://smallcultfollowing.com/babysteps/blog/2024/10/14/ove...