Depending on the target, it's possible that the most damage you could do with this bug is a phishing attack where the user is presented a fake sign-in form (on a sketchy url)
I think $4k is a fair amount, I've done hackerone bounties too and we got less than that years ago for a twitter reflected xss
In addition this is widespread. It's golden for any attacker.
If you have a high-value target, it is a great opportunity to use such exploits, even for single shots (it would likely not be detected anyway since it's a drop in the ocean of requests).
Spreading it on the whole internet is not a good strategy, but for 4000 USD, being able to target few users is a great value.
Besides XSS, phishing has its own opportunity.
Example: Coinbase is affected too though on the docs subdomain and there are 2-step, so you cannot do transactions directly but if you just replace the content with a "Sign-in to Coinbase / Follow this documentation procedure / Download update", this can get very very profitable.
Someone would pay 4000 USD to receive 500'000 USD back in stolen bitcoins).
Still, purely with executing things under the user sessions there are interesting things to do.
If yes -> very useful
("The CVSS chart"?)
Moments later
Why do people keep bringing up "Zerodium" as if it's a thing?
There are unorganized buyers who may be interested if they see potential to weaponize it.
In reality, if you want to maximize revenue, yes, you need to organize your own heist (if that's what you meant)
Going out on the world’s sturdiest limb and saying u/tptacek knows the technical and trading sides of exploits. (Read his bio.)
Beside this security blunder on Discord’s part, I can see only upsides to using a browser version rather than an Electron desktop app. Especially given how prone Discord are to data mining their users, it seems foolish to let them out of the web sandbox and into your system