I love the idea of bcachefs, it gives a lot of the features of btrfs but includes encryption which means no luks song and dance. But having played around it on my laptop and raspberry pi(s), as root filesystem, it just can't be trusted at the moment. I can't remember the exact problem but I ran into bugs jumping to a new version of the kernel where bcachefs stopped working, and having to downgrade but then the format had changed (I think I caused this), and I was just in a completely broken state. I really wanted to figure it out, but after contemplating after the fact, I just don't want to deal with those kind of headaches for now.
I want to be able to use it in a way that I can rely on it for say the next 10 or 20 years, but it just isn't in that state. I can only feel comfortable using it on data or systems that I am not vested in.