read the TOS before agreeing
Not only does no one read it but it seems like they are intentionally designed to be difficult to read.
They are written by lawyers for lawyers, not for common people to read.
Of course, that doesn't help in the US with its vicious Supreme Court endorsing the most blatant abuses under cover of binding aritration.
There should be laws to protect people, instead of blaming victims.
This leaves you with just about zero cloud storage solutions that you can use.
Yes, yes, you can rsync your files to your NAS. Now explain that to your non tech-savvy neighbors.