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Credit card fees are in the range of 2-3%, so that's potentially more than half leaving the bank from the start (or rather going to the bank :P).

Not sure if Kickstarter is charging extra to cover those fees, it's certainly against Visa/MC rules to do so.

The 5% is separate from the payement fees, so the total is around 8%.

"Kickstarter collects a 5% fee from the project’s funding total if and only if a project is successfully funded. Amazon (our payments processor) also charges credit card processing fees that generally work out to 3-5%. "

I had all the same objections. Their information sounds very outdated, especially how it applies to kickstarter.

Site says they are non-profit => They don't turn profit.

That's not what the term means, though I accept that companies may be sleazily using the term this way.