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I find it somewhat interesting that a US 30 year fixed mortgage is 5,49%, while a 10 year fixed mortgage in Sweden currently is at 3,6%[1]. Big difference!

[1] https://www.compricer.se/borantor/

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A lot of that is from the term. Rate goes up with term. A 10yr or a 15yr in the US would have a lower rate

If you are comparing across currencies you have to take each currencies expected inflation rate into account.

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