In projects I've worked on, this just hasn't been the case. Mutexes, especially in Rust, can grant you a `&mut T` when what you have is `&Mutex<T>`, and that's it - failing to uphold invariants in the API surface of `T` is a bug whether or not it lives inside a mutex.

Lots of data structures need to care about panic-safety. Inserting a node in a tree must leave the tree in a valid state if allocating memory for the new node fails, for example. All of that is completely orthogonal to whether or not the data structure is also observable from multiple threads behind a mutex, and I would argue especially in the case of mutex, whose purpose it is to make an object usable from multiple threads as-if they had ownership.