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And who is the owner of the crypto wallet in your example?

Probably a LLC in Nevada owned by a corporation in Vanuatu or the Cook Islands, organized so that voting control is via a blockchain-managed asset.[1]

[1] https://www.311institute.com/ownerless-companies-on-the-rise...

That's a lot of words to say "people".

It has no owner. It's controlled by a self-replicating (or at least self-propagating) AI-based system.

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