This seems to be saying that a large fraction of poor people are poor only because of bad habits, which they have only because nobody taught them any better?
If one person doesn't show up on time, that's a bad habit. If no one shows up on time then that's a cultural issue[0], and much more devastating.
As an example, Zim dug itself a huge hole by kicking out the productive white farmers in 2000-2001. One of the key issues charitable foreign people trying to help Zimbabwe addressed was in re-educating the local population in why it matters that all the planting work is done by a certain time of year. The white farmers had all that knowledge, and cultural experience of hard work, and had made Zimbabwe the breadbasket of Africa.
Not sure how this is a relevant example of a culture that don't value punctuality.
No, the comment you're replying to pretty clearly put the responsibility on the party that "rushed the land reform with no preparation".
And also accurately noted that a nation seizing capital and redistributing it to people who don't know how to use it is rather different from what had been the thread topic of personal skills / useful habits being purportedly unattainable by the lower classes without explicit instruction.