>Not sure if I'll ever be able to go back to ... meetings.
It's with the wisdom of age that I now understand why HR discriminates against gaps in employment history... mostly because I don't know how I could ever be employable, again.
Monk-mode is such a cheap way to exist. Highly recommend it.
Must be nice to have quitting money.
I’ve never once been able to afford being able to quit a job, and I’m like, closing in on 40 now.
It’s possible to live on $1000/month in the USA if you have a shared bedroom, dine-in, and skip medical insurance.
Avocado toast advice is dumb because it’s an expense that doesn’t move the needle.
I live on about twice that in a mid-sized US city. Own my car, rent in below-average part of town.
My "6 month" runway ended up lasting a lot longer, mostly due to the stock market taking off. I ended up living off of interest for 18 months. By the time I admitted to myself that I wasn't much of an entrepreneur and needed to go work for someone else, I hadn't taken too much out of savings. I also had straightened out my head quite a bit, so I was able to figure out what kind of salaried jobs made me happy. (And paid enough for me to live a good life and save.)
I really encourage you to see if there's a way to adjust your finances so you can live more cheaply, save, and then live off of your interest for a period of time to get your head straightened out.
This took me about two decades and two companies to discover, about myself.
Good timing and luck have also given me a much longer runway than I ever anticipated having. Mostly just need to work for my sanity and health benefits (at this point).
I can't think of a period in which markets did that well. (And "interest" is a strange term here.) Were you leveraged, or did you also just not have expenses as high as your original estimate?
The market went up much faster than I originally estimated. Basically, I got lucky.
I quit my job in 2009, right when the massive bull market started. I had a bunch of stocks and mutual funds that I planned to sell in order to support myself.
Which I did: What happened was that my stocks and mutual funds appreciated faster than I spent them. (If I hadn't sold them, they would have doubled or tripled in value over the 18 month period.)
For example: The day after the iPad came out, I sold my Apple stock at a nice profit to pay my expenses for a month.
Ironically, if I had stayed at work as long as I planned, I probably would have had even more runway. (But then I wouldn't have landed the awesome job that I got when I went back to a salaried job in 2011.)