For example on Apple's Weather app, a "rainy" day means a high chance of rain at any point during the day. If it's 80% chance of rain at 5am and sunny the rest of the day– that counts as rainy. You can see an hourly report for more info, and generally this is pretty accurate. You have to learn how to find the right data, know your local area, and interpret it yourself.
Then you have to consider what effects this has on your plans and it gets more complicated. Finding a window to walk the dog, choosing a day to go sailing, or determining conditions for backcountry skiing all have different requirements and resources. What I'd like AI to do is know my own interests and highlight what the forecast means for me.