You may [claim to] be of sound mind, and not vulnerable to suggestion. That doesn't mean everyone else in the world is.
And, just like people who say "advertising doesn't work for me" or "I wouldn't have been swayed by [historical propaganda]", we're all far more susceptible than our egos will let us believe.
I think your analogy of willfully endangering yourself while breaking the law doesn't have much to do with a depressed or vulnerable person with suicidal ideation and, because of that, is much more misleading than helpful. Maybe you haven't heard about or experienced much around depression or suicide but you repeatedly come across as trying to say (without actually saying) that people exploring the idea of hurting or killing themselves, regardless of why or what is happening in their lives or brains, should do it and they deserve it and any company encouraging or enabling it is doing nothing wrong.
I personally find that attitude pretty callous and horrible. I think people matter and, even if they are suffering or having mental issues leading to suicidal ideation, they don't deserve to both die and be described as deserving it. I think these low moments need support and treatment, not a callous yell to "do a flip on the way down".
Real life isn't a playground with no sharp edges. OpenAI could, should, and hopefully will do better, but if someone is looking to hurt themselves, well, we don't require a full psychological workup for proof that you're not going to do something bad with it when you go to the store to buy a steak knife.