What kind of setting do you live in? I live in the outskirts of Denver (Cherry Creek) and commute downtown and I have to intervene all the time.
The time after that (three years ago?) it really could not deal with traffic control features in intersections.
Last year it drove itself happily along the Tesla shop’s recommended route, went several miles including freeway driving, flawlessly. And then, on the way back, it tried to get back on the freeway by turning left from a lane that was clearly and unambiguously not the left turn lane, with a green light (but not a left arrow), and would have gotten T-boned by an oncoming car if I had not taken over.
So I rank it as “not ready”.
Also, the mere existence of Mad Max mode makes it very hard to respect FSD.
I think the fanboys self select for above-average risk tolerance / want their toy to succeed.
I recall years ago when I still had a Tesla and frequented forums, often after every FSD/Autopilot release the boosters would declares "this is it, its finally great and I barely need to intervene". However almost as often, they would quietly concede that their girlfriend/wife (cuz it was always dudes pumping the car) refuses to ride with them when the use it due to the ride quality, lol.
As an admitted FSD fanboy, I think this is correct. You know within a couple of days (or as some have mentioned, one drive) your comfort level with the technology. My wife has no patience for even a single aberration, I'm comfortable with the occasional hitch or wrong lane choice. On the highway or going home from a night out however, she's more amenable to the robot driving.
I don't have an investment (monthly subscriber), I've driven with it for years, and I am everyday impressed.