If we define intelligence as problem solving ability, then AI makes _me_ more intelligent, and I'm willing to pay for that.
So it's made it easier for people to be taken advantage of at the grocery store etc.
I'd argue it's a failure of education or general lack of intelligence. The existence of a tool to speed the process up doesn't preclude people understanding the process.
I don't think this relates as closely to AI as you seem to. I'm simply better at building things, and doing things, with AI than without. Not just faster, better. If that's not true for you, you're either using it wrong or maybe you already knew how to do everything already - if so, good for you!