This. Previous cow-orker of mine that was doing remote-only like 10+ years ago at some other company got an actual yellow rubber duck sent to him together with his company laptop when he joined.
I also like to do this when debugging. I'll just write out whatever my current hypotheses are about what the bug is and I adjust as I go, as I disprove or make them more precise. I would usually just do it right on the ticket. It both helps because it provides the "rubber duck" and in the end I just submit the comment and I have a root cause analysis right there.
Unfortunately it's quite rare to see this from anyone and asking them to provide a root cause analysis is usually fraught with peril. I don't quite get why. It's been working awesomely.
And like OP says, AI hasn't made it better in the sense that not everyone can use AI (or cow-orkers) in that way. They just believe what the AI tells them and they literally won't reverse engineer that protocol in 24h ;)