that's why I'm running only 2.4Ghz APs, enough bandwidth for mobile common uses, all static hardware has wires to them. Far better then 5GHz band
It's enough to stream 4k video (though barely, and I'd be better off moving to a TV), has better wall penetration and is fast enough for browsing and updating software.
I don't have to deal with congestion though. I think I've only seen a neighbour's AP once and I doubt they started hiding their SSID. My guess is that congestion is an issue because transmission power isn't low enough and there's little you can do to fix someone else's AP other than be increasingly louder than them.