Man, looking forward to the paying experience also being enshittified.

Actually with my card in Europe it's already happened: any payment purpotedly being done overseas (even if it's in the local currency) has some % surcharge. One time some pop-up store came to my town, and they brought a card machine from their store in France. Charged in my local currency, and my bank charged me more. Luckily I could call them with much annoyance and get it credited back.

From online chatter I've heard that paying for Netflix or some other foreign service induces this charge too.