They even got my kids social security numbers.
I got a confirmation mail from System76, because apparently they feel the need to validate my credit card can’t be used without my approval, but my back does this by default…
Most banks in America indeed do offer (for free) the option to be notified for each transactions if you want.
One's employment history is not a factor in the score at all (contrast this with Europe).
Furthermore, privacy in the USA is so bad, the leaking of one's personal details which criminals can use to fraudulently obtain credit and ruin said score and possibly also one's finances is a major concern. Hence, "credit monitoring" exists in order to catch this kind of criminal activity in the act, and I don't know, become completely exasperated with the amount of ass pain that dealing with this then causes.
https://en.wikipedia.org/wiki/Office_of_Personnel_Management...
edit: the relevant text is below
> The data breach compromised highly sensitive 127-page Standard Form 86 (SF 86) (Questionnaire for National Security Positions).[8][18] SF-86 forms contain information about family members, college roommates, foreign contacts, and psychological information. Initially, OPM stated that family members' names were not compromised,[18] but the OPM subsequently confirmed that investigators had "a high degree of confidence that OPM systems containing information related to the background investigations of current, former, and prospective federal government employees, to include U.S. military personnel, and those for whom a federal background investigation was conducted, may have been exfiltrated."