The majority of Americans live pay check to pay check back in the real world. It’s the only country I’ve seen outside of a war zone where people are regularly trying to crowdfund money for basic things like food, education, justice or medical care. The story you’re telling yourself is entirely divorced from reality.

I remember the parent of an ex of mine who was from NY tell me how lucky they were to have such incredible insurance and medical coverage when his wife got cancer because he only had to pay the first $100k/yr out of pocket and then the rest was “free”. It was repeatedly stressed to me what a rare thing this was and most people would be in such a worse position.

Anyways, long story short… They hit that limit by February and then spent the rest of the year getting denied by their insurance company until the day she died. But at least she was treated at “the best cancer hospital in the world”.