>>Where do you think the money that is accrued by the most wealthy will be spent/invested/parked?

In most advanced economies today, that's equity. The ordinary person thinks of wealth as money lying around in the bank, which the rich person refuses to spend on anything useful. And instead either hoards, or spends on luxury things which cause resentment to the remainder.

The real question is for most people today its easier than ever to invest and then give it to their children. Why aren't people doing it?