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No money is a bit of hyperbole, but fundamentally, nobody really wants to work hard for the exclusive benefit of everybody else.

Greed is an innate human trait.

So there would be money, it would just be less efficient. That's a fair enough claim, but I don't understand why I was downvoted for asking.

Socialism is not communism and isn't anarchism.

Those are not the same, but too many don't know what's the differrence.