Stunningly mediocre. Worthy of a Pitchfork 1/10. If your choice truly is between having AI make "art" that you pass off as your own vs not doing so, then please remember that, as a wise man once said, an artist understands the silence that serves as the foundation of creativity.
I can't see how "chronic health issues" make it impossible to write and sequence original music, but it does allow for the AI workflow described in the post? Modern DAWs are incredibly accessible. You don't have to put out this horrible tuneless samey music; you can just work on honing your craft.
Shortcuts are incredibly appealing because it can be so difficult and unrewarding to build up our musical skills. But then what you make is uniquely yours and reflects every minute spent on it. If you use something like Suno, the results (especially based on what I heard) are not unique to you. You could never have existed, and those musical tracks easily could have come out of the cold weights of a neural network sounding about the same.