> I agree with your sentiment, but the reason for the imbalance is risk. As an employee you don't have financial risk tied to the company, you get a regular paycheck. But if you are an investor you take a risk that the money you invest can one day just vanish with zero return.

I would challenge you to change your perspective on this. The average employee is likely to be worse in the case of a failed company than an investor. The investor may lose funds sure but the employee:

- loss of income which they live off of while the investor likely has other money remaining as they are rich.

- loss of access to good health coverage in the USA

- potential opportunity costs in the form of learning the wrong things to support the now defunct company ie learned rust but now we all code in AI tools

- potential opportunity costs implied in aging. Few want a 60 y/o engineer but a 60 y/o investor is great.

In short while the investor can lose objectively more money the worker loses more relatively.