Only if the feed in is a bottleneck. For peak shaving you could go faster.
80% could indeed be plenty of usable life for your EV use cases, but it strongly depends on usage patterns. More degradation means more trips to the charger on a road trip. It means trips that you’d regularly make just charging at home at the end of day now require you to plug in at the destination too. It means more range anxiety as a whole.
Companies like Redwood are good at assessing the state of the battery and then managing it such that it is run optimally. Usually, it's just a few cells that are no longer working; the rest of the pack is still be fine. So that just means the max output of the pack drops a bit. But that's still more than fine for storage if all you need is a few kw of output.
Running the battery optimally also extends the useful life of the remaining cells.