No. Most people are distracted by qualified immunity, but this is exactly where the rot starts - poor incentives from damaged caused by "government agents" just being waved away as if it is nobody's fault, like it was some kind of natural disaster.
The primary reform we need here is that any damage caused by government agents should start off being the responsibility of the government itself. If the government wants to shift that liability (eg your stuff was damaged because you committed a crime and were found guilty, or as part of a plea), that's fine. If the government successfully subrogates (you were hit by a cop during a high speed chase, so the government and the criminal that necessitated the high speed chase are jointly liable, and the criminal's insurance company has paid out), that's fine. But the basic default should be one of making the victims of policing whole. To do otherwise is to fail to account for the full cost of policing, taking the extra from its victims in a perverted reverse-lottery.