>Communities and users that incite violence or that promote hate based on identity or vulnerability will be banned.
is against TOC. You can talk about trans issues and offer reservations. You cannot say "trans people are a mental illness" or "trans are not people". That is clearly promoting hate and has nothing of substance to discuss.
For a more explicit and current example, you can say "I don't think female-affirming trans athletes should be allowed to compete in female oriented divisions of sport. Their testosterone output makes for an unfair advantadge".
That might STILL be removed, not because that comment breaks the rules, but because reddit seems to have a serious problem on the issue and it always devolves to "we need to take men out of women's sports" and then some long chain of people denying trans people of their identity. That's promoting hate. Especially since that is not too far off from what the U.S. president argues.