I hate the fact that your comment got flagged / greyed out / whatever even though it's perfectly correct. I'm one of those people who had configured everything perfectly. Score of 100 on mail-tester, SPF, DKIM, DMARC, you name it. Examining the headers in an e-mail sent to gmail: pass, pass, pass. Everything green.
Microsoft however? Denied, 100% of the time. Spam folder, or even plain rejected. Why? No idea, they won't say. They redirect you to their shitty partner that you can PAY in order to HOPE you get approved.
I don't know why our experiences are considered "anecdotes", and not the other way round. What's the incentive for big players to accept e-mail from home servers or small dedicated servers? "Sure it could be Standard Nerd from HN running their own stuff for street cred points, or it could be one of the bazillion spam factories sending fake UPS scams. In doubt, let's reject."