That $185k is 110% of AMI (Area Median Income) for a household of 5 people.[0] If you're a single-income household with 4 dependents then, yes, you may find it difficult to live in San Francisco.

But, again, CoL isn't relevant when we're discussing whether a particular job has 'low pay'. My point was (and is) that teachers in San Francisco are well paid compared with people with similar academic achievement and similar capabilities in the same city. Even when you don't adjust for the number of weeks they work.

[0] Here are the 2025 110% AMI caps by household size from the City’s chart (gross income, before taxes):

1 person: $120,000

2 people: $137,150

3 people: $154,300

4 people: $171,450

5 people: $185,150 ← this is the "$185k*" you saw

6 people: $198,900

https://media.api.sf.gov/documents/2025_AMI-IncomeLimits-HMF...