https://www.canarymedia.com/articles/solar/how-germany-outfi...
Edit: For larger installs (many vertical panels, >1kw), agree that balancing and a dedicated circuit is likely more optimal.
800w sounds low to me, especially on 120v in the US, but the rules may have been in place for older less efficient / bulkier panels in mind.
Bypassing the grid and using your own storage infrastructure is AFAIK not allowed in Germany (there are heavy taxes on electricity, that you would be omitting - similar as to how you technically are not allowed to make your own Schnaps at home due to taxing).
If people started plugging a 2kW grid tied inverter in a normal power socket - as is the case for balkonkraftwerk - houses would start catching on fire.
Nobody wants that. Yes, regulations are necessary for a safe and civil life.
Due to recent issues out there: calculate worst winter peak voltage and make sure there's a healthy margin to the peak allowed safe/no-damage input voltage to the MPPT/charge-controller/inverter.
Panels eat less of their own current at any given operating voltage, the colder they are. And winter mornings after soaking in night cold are worst case conditions for that as they had no time to heat up yet for the first minutes past sunrise.