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It's highly likely that payments to Middle East are actively tracked. Because "terrsts" /s. So people may be reluctant to enter into business dealings.

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Wise is a thing. Also if OP has enough business, he can easily incorporate and get a US bank account.

It's 100x more difficult than you think it is. I come from a "semi-sanctioned" country, and it's extremely hard. Opening a bank account is impossible unless you can travel to the US. Stripe won't touch you with a 100 foot pole.

I can't even imagine how hard it would be from Iraq, even if it's currently "not sanctioned" in theory.

Crypto is the only option at the moment. Along with Payoneer, nothing else works for Iraqis.

Wise is just as trigger happy with vague KYC/AML blocks as anyone else these days.

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