Ask HN: Best banks for startups/corps, by their web interfaces
How do my fellow starters feel about various bank web sites/interfaces, for corporate use? I spend (let's say) 95% of my banking relationship online, and unless I'm missing it, few bank critiques focus on these tools -- and therefore they tend to be anemic. My principle cares: it should be a) efficient and pleasant to perform routine activity, and b) possible and pleasant to (outside one's accounting system) do forensics and some of level of slice/dicing on activity.
I have some experience with three:
- Citibank (3 of 10) - a thinly veneered mainframe throwback, with a terrible contact system. Not happy. Has taken many years to expose basic functions, like wire transfers or eftps payments.
- Chase (6 of 10) - not bad, functional, decent design, still some areas without online hooks.
- Bank of America (8 of 10??) - clean design, good contact system, multi-pay screens are solid with some payment history context for each recipient, not much experience beyond that.
Areas of interest:
- day-in / day-out check-writing and reconciliation
- federal tax payments
- employee direct deposits
- import/export for data tools / software
- multi-account management / money sloshing/transfers
- etc