E.g. I do that with Exim on my Debian laptop and have it relay outgoing messages to Gmail's SMTP. It's great if what you want out of it is being able to send E-Mail while "offline", the messages will get locally queued until you've got an outgoing connection, much better than relying on individual MUA's to handle that, and it'll work with one-off invocations like piping to mail(1) etc.
That's exactly my point, that the reputation need is overstated by all those services that claim to solve a known problem that everyone has heard of, but noone has actually experienced, because, guess what, it might not actually exist.
I've seen plenty of cases where the emails sent out through Sendgrid et al, end up in the Spam folder, or these "professional" services don't even attempt to retry, thus, never getting through the greylisting, or other bugs which cause deliverability issues, which would never happen if you were to run your own real mail-server on your own hardware yourself.
In other words, if all you want to do is run a personal mailserver, or even a corporate one, you'll probably not have to deal with this supposed IP reputation issue, unless the IP addresses you use, have already been added to the blacklists even before you start at it.
Running your own mail server for personal email is an afternoon of setup DKIM, DMARC, SPF, FCrDNS and such, setup of your MTA/IMAP/WEB preferences, tuning some filters, setting up aliases, accounts for family and with time the tuning work eventually slows down and then it's just maintaining accounts, aliases and the occasional rules to block problem networks and domains. With time you may find some servers that require lowering security or filters but that is also very easy.
It's not impossible, but it's not something you run once and forget.
Or you can run a submission service that requires submitters to login, usually on port 587/465.
If you want to send from your server, that is way more difficult, requiring all kinds of safeguards, SPF, DKIM, ARC, reputation, etc. They keep making it more complicated, because that's the source of spam.
Or you can just submit mails to a relay, that will send mails for you, this can even be Google or some other MX service. This then always requires you to authenticate with your account.
You also need to set up mx, dkim, dmarc, spf, and a bunch of other stupid DNS records related to dane/tlsa/mta-sts that aim to put bandaids on top of bandaids on top of what is the shitty unsecured and unencrypted email protocol.
Then you need to fight with a bunch of arcane 90s Unix programs to actually not be gaping security holes that will allow people to relay off of your MTA and get you blacklisted worldwide. You need to fight with a milter and acme client to finally get the TLS stuff right too. Then there's the need to set up a spam filter for your inbox (probably).
how many decades has it been since this was actually the default config?