Example: would you put on sunscreen when playing volleyball at the beach at 4:30pm, if the UV index at that time is 2 (UVI scale)? That seems completely unnecessary imo. And many people are vitamin d deficient anyway, so the minor sun exposure would certainly do more good.
If it’s around mid-day and/or the UV index is higher, say 4+, then i 100% agree with you that it’s prudent to apply sunscreen.