Any washing you do to the produce at home has basically zero chance of killing/removing anything. It's hygiene theatre. People typically don't wash their produce in bleach or soap.
Anyway, if water won't wash the food clean, then one may as well not shop at the grocery store.
You can also read the studies that show mechanical action (brushing, rubbing) under running water effectively reduces the bacteria count https://www.sciencedirect.com/science/article/pii/S0362028X2...
It’ll never be sterile, but it doesn’t need to be for a healthy human. Probably shouldn’t be either.
It's gross but I tend to leave a tiny bit of dirt on my potatoes. I think it's an emotional callback to your point that it might not be great for our food to be completely sterile.