I generally agree, but they're focused mostly on 65+ age group. That would make more sense around 45-55 if people are having kids in their 30s.
Another aspect possibly driving this: In USA a lot of people get divorced immediately after a cancer (or similar) diagnosis. That way only one of you goes bankrupt and you get to keep half your lifetime savings.
- First-time parenthood is frequently occurring later in life
- Couples are more often having (additional) children at later ages
- Children are sometimes not "launching" until later in their 20s.
So, ~35yo first-time parents and/or ~40yo youngest-child parents, plus ~25-30yo children moving out ... That can get you to 65-70 years pretty easily.