With what software? LibreOffice? Excel doesn't support opening CSV files with a double click. It lets you import CSV files into a spreadsheet, but that requires reading unreasonably complicated instructions.
Yes, it does. When Excel is installed, it installs a file type association for CSV and Explorer sets Excel as the default handler.
COL1,COL2,COL3
5,"+A2&C1","+A2*8&B1"(there are some limitations)