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I've heard of co-op insurance, where self-employed people group together for better rates. No idea if it's good or not though. First google result was: https://opolis.co/insurance/

Also interesting ideas in this reddit thread https://www.reddit.com/r/HealthInsurance/comments/1hgg2q4/se..., probably skewed towards young/single people.

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So the solution to healthcare for the self-employed is pansexual polygamy without the sex. Benefits without "benefits", if you will

Insurance has always been about groups of people banding together to soften emergencies. Prior to the ACA, the groups were people with the same employer, and getting insurance as an individual was prohibitively expensive and had ridiculous limits. The ACA added the ability to purchase through the marketplace and prevented the rampant denials that previously existed. I’m not sure how folks are grouped in the marketplace, but I believe it’s by zip code.

I paid for my own insurance for decades and the ACA absolutely made things better, and cheaper, for individuals seeking insurance. Not even counting the subsidies for lower incomes.

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